Durable power of attorney for health care
Posted on July 19, 2009 - Filed Under Health | Leave a Comment
Talking about wills and trusts, I’ve heard people say, “I don’t care about any of this, because I am spending every penny I have while I am alive.” In a way, I understand this.
Once you die, it’s not your problem anymore, is it?
But what if you don’t die right away? What if you have a stroke or a skiing accident? What if you are incapacitated to the point where you are put on life support, with virtually no chance of survival? What would you want to have happen then? If you do not decide now, someone else may decide for OU later.
My practice is riddled with people who come to see me when it is too late, when all the money in the world won’t make a bit of difference. Too many times, failing to take action in time creates more misery in miserable situations.
For example, most health insurance policies today have limits stating the maximum that they will pay out for an illness. This maximum varies from policy to policy, but the average is about $1 million. After your insurance company has paid out $1 million in benefits, they’re done. With the skyrocketing cost of hospitalization, I am sure you can imagine that it would not take long to reach the maximum of your health insurance policy if you happened to be on life-support systems in a hospital. Once those health insurance policy maximums have been reached, it is your loved ones who will be responsible for the medical bills that keep piling up. Having a durable power of attorney for health care is part of being responsible to them not only on an emotional level, but on a financial level as well.
A long healthy life awaits you
Posted on June 19, 2009 - Filed Under Information | Leave a Comment
For the sake of every one of you, I hope that you won’t ever be incapacitated or hospitalized, and that a long healthy life awaits you. But in case it doesn’t, I urge you to make the simple arrangements for durable power of attorney for health care, for yourself and for the people you love. Do it now, while you’re strong and healthy. It might be the most important document you ever sign. Most of the other subjects covered in this chapter concern your death. This one concerns your life.
Develop a deep hunger for knowledge
Posted on May 19, 2009 - Filed Under Education | Leave a Comment
You are endowed with an instinct to learn an with organs to store what you learn. But you have other forces within than just instinct. You have a mind with the will to desire knowledge. If a habit is cultivated, your desire will become part of you and knowing will become an instinct.
A spiritual authority in the middle centuries wrote that one of the two highest acts of man is knowing. Knowledge is power. Knowledge increases and enables you to do. And knowledge translates you into someone who is the culmination of all or most of your potentials. Man’s destiny-your destiny-is this sublime and education is its basic and most important tool.
Language to learn
Posted on April 19, 2009 - Filed Under Uncategorized | Leave a Comment
I have a new goal in life, I wanted to Learn to Speak chinese because my best friend is a Chinese and I wanted to know how to speak like her. She is the daughter of my father’s boss. She is the same age as mine that is why we become friends. She learn our language before she arrived in our country because her father told her that she will be staying long here in our country. For her to communicate with the people here she had to learn our language before she arrives here. She told me a website in the internet the one that will help me Learn Chinese well.
Cross-Default Clauses
Posted on March 19, 2009 - Filed Under Reference | Leave a Comment
Be careful with mortgage documents containing “cross-default” provisions that authorize a mortgagee to accelerate the mortgage obligation if any other mortgage on the real estate goes into default. The absence of an acceleration provision can have profoundly negative consequences for mortgages. In this setting, the mortgagee must either foreclose for each installment as it comes due or wait until the amortization period expires to foreclose for the full-accrued obligation. Both alternatives are cumbersome and impractical in most cases. However, in some rare instances, acceleration may be undesirable because the full mortgage obligation cannot yet be ascertained or because it represents an on-going business relationship that the mortgagee does not wish to disturb (Restatement Third, supra).
Life with computers
Posted on February 15, 2009 - Filed Under Technology | Leave a Comment
Firstly, the computers are created for over the years, been affecting our life more and more of the dealings with the human everyday life, and because of efficiency they have proven, it would be likely to assume that one major change of the computer industry from today until tomorrow will be control of more and more of our everyday life.
However, with the computer industry these days there is only being around for a short period of time compared to the other industries of the world, we can still get a somewhat accurate idea of where the industry is heading based on the amount of change already incurred by the technology. This along with the job conditions mentioned earlier in this report contributes greatly to a desire of possessing computer knowledge.